Terms and Conditions

Diamond Merchant Finance — Terms of Service

Last Updated: January 2026

By accessing or using this website or any services provided by Diamond Merchant Finance (“DMF,” “we,” “our,” or “us”), you agree to be bound by these Terms of Service.

If you do not agree, do not use the site or services.

1. Nature of Services

Diamond Merchant Finance operates solely as a sales agent and referral platform.

DMF does not provide financial products, does not process payments, is not a lender, bank, payment processor, or ISO, and does not underwrite, approve, fund, or settle any transactions.

DMF acts as an authorized agent of PayBotX and PayNex for merchant processing services and as a referral partner for Mulligan Funding for business financing.

All financial products, processing services, approvals, pricing, underwriting, and terms are provided by independent third parties.

2. Third-Party Services

All merchant processing services and financial products are offered, approved, and administered by third-party providers. DMF does not control or guarantee outcomes, approvals, rates, timelines, or service availability.

Your contractual relationship for any funding or processing product is directly with the third-party provider.

3. No Guarantees

Submission of information through DMF does not guarantee approval, funding, or service availability.

4. User Responsibilities

You represent and warrant that:

• All information you submit is accurate and truthful

• You have authority to submit information on behalf of the business or individual

• You will not misuse the platform or misrepresent DMF or its partners

• You will not engage in fraudulent, deceptive, or illegal conduct

5. Compensation Disclosure

DMF may receive referral fees, commissions, or residual compensation from third-party providers, including PayBotX, PayNex, and Mulligan Funding. Such compensation does not influence approval decisions or pricing.

6. No Professional Advice

DMF does not provide legal, tax, accounting, or financial advice. Any information provided is for general informational purposes only.

7. Agent Communication Policy

Agents and referral representatives of DMF are not authorized to contact funding providers, processors, or partners directly, including PayBotX, PayNex, or Mulligan Funding.

All communications with such partners must be conducted by DMF.

Agents may only communicate with merchants and prospects through DMF-approved channels and processes.

Violation of this policy may result in immediate termination of agent status.

8. Intellectual Property

All content, trademarks, logos, and materials on this website are the property of DMF or its licensors and may not be copied, modified, or used without written permission.

9. Disclaimer of Warranties

The website and services are provided “as is” and “as available,” without warranties of any kind, express or implied.

10. Limitation of Liability

DMF is not responsible for third-party decisions, performance, delays, failures, or outcomes. To the maximum extent permitted by law, DMF shall not be liable for any indirect, incidental, consequential, or special damages.

11. Indemnification

You agree to indemnify and hold harmless DMF, its officers, directors, employees, and partners from any claims, damages, liabilities, or expenses arising from your use of the platform or violation of these Terms.

12. Termination

DMF may suspend or terminate your access at any time for violation of these Terms or misuse of the platform.

13. Force Majeure

DMF is not liable for delays or failures caused by events beyond reasonable control, including natural disasters, outages, government actions, or third-party failures.

14. Modifications

DMF may update these Terms at any time. Continued use constitutes acceptance of the revised Terms.

15. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles.

16. Dispute Resolution (Optional)

Any dispute shall be resolved through binding arbitration in California unless prohibited by law.

17. Severability

If any provision is found invalid, the remaining provisions remain enforceable.

18. Waiver

Failure to enforce any right is not a waiver of that right.

19. Assignment

DMF may assign or transfer these Terms without restriction.

20. Survival

Sections relating to liability, indemnification, and intellectual property survive termination.

21. Entire Agreement

These Terms constitute the entire agreement between you and DMF regarding use of the site and services.

22. Contact

Diamond Merchant Finance

Email: [email protected] 

Address: 1640 Camino Del Rio N #882775, San Diego, CA 92108