Why This Exists

➔ Small businesses are the backbone of the US economy — yet the financial system treats them like a fee target.

➔ Big banks profit off friction, complexity, and denial — not empowerment.

➔ Diamond Merchant Finance exists to do the opposite. We empower small business owners with access to clean capital pathways and simplified payment processing — without predatory traps and without being punished for being “too early stage.”

Leadership Authority

DMF isn’t built from a banking boardroom. It’s built by real operators with hands-on experience in merchant commerce. Unlike traditional banking systems based on theory, DMF is designed with practical, real-world operational knowledge at its core. This innovative approach gives independent agents access to revenue streams that were once restricted and controlled by banks. With DMF, you're not just navigating a financial system—you're empowered by one created by those who understand the day-to-day challenges of running a business.

How You Earn

DMF approves your application

DMF assigns you a unique referral code (DMF####)

You send merchants your referral links

When a merchant is funded or activated for processing, DMF pays your share

Support Provided

➔ DMF handles all ISO, lender & processor communication

➔ Live training calls & support

➔ Education & guidance

➔ VA support for processor side (agents never need to contact processors)}

Agents do not contact PayBotX, Paynex, processors, or lenders.

Why DMF Is Different

  • No MCA products — zero predatory cash advance
  • Term-based capital only
  • 50/50 split between Agent & DMF
  • Agents only handle referrals, not underwriting
  • DMF manages infrastructure so agents can focus on relationships

Who This Program Is NOT For

  • MCA chasers
  • People wanting quick churn or predatory flips
  • People wanting direct ISO access
  • People expecting corporate-style handholding
  • This program is for long-term relationship-builders seeking real residual income.

Commitment Deposit

  • If approved, a $500 refundable deposit is required to activate referral links.
  • Refunded after 3 qualified merchant accounts.
  • Deposit is NOT collected on this page.

Diamond Merchant Finance does not offer MCA.
Term-based capital only, USA Agents Only.